I'm Derek Maddox — an independent agent helping families and business owners find coverage that fits their life, not the other way around. No pressure, no jargon, no captive carrier bias.
"Protection, in plain English."
After nearly a decade in the industry, I decided to build my practice around a simple idea: the person selling you a policy shouldn't be the one who benefits most from it.
As an independent agency, we are not tied to any single insurer. We shop the market on your behalf, translate the fine print into plain English, and stay in your corner long after the policy is issued.
When I'm not meeting with clients you'll find me coaching my kids' soccer team, enjoying a good cup of coffee somewhere, or taking care of my 10 acre paradise.
Every plan starts with a conversation — no application, no credit pull, no obligation.
Affordable coverage for a set period — ideal for young families, new mortgages, and income replacement.
Learn more →Permanent protection that builds guaranteed cash value you can borrow against throughout your lifetime.
Learn more →Flexible premiums with tax-advantaged growth tied to a market index — with downside protection built in.
Learn more →Simple, dignified coverage to ease the burden on loved ones during a difficult time.
Learn more →Buy-sell funding, key-person policies, and executive bonus plans for owner-operators and partnerships.
Learn more →Already covered? I'll audit your existing policy at no cost and tell you honestly if it still fits.
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We're growing a small team of independent agents who'd rather do right by clients than hit a captive carrier's monthly numbers. If that sounds like you, let's talk.
The commission structure stays the same — you control your level and earning power.
Don't fight to get contracted and appointed. We do the backend work, you help the client.
Learn from top agents, mentor with professionals, and learn the parts of this business that school doesn't teach you.
Work from anywhere in your licensed states. We care about client outcomes, not desk time.
Pick a slot that works for you and we'll talk through your options — no application, no credit pull, no obligation.
Prefer a new tab? Open my Calendly ↗ · or email
or email derek@derekmaddoxagency.com
Send a note and I'll get back within one business day — or grab a time on my calendar if that's easier.
Schedule on my calendar →A few quick questions — about two minutes — and your note lands straight in my inbox.
Prefer email? Write me at Prefer email? derek@derekmaddoxagency.com